Helping Protect What Matters Most To You

Since 1963 our mission has been to serve our clients with integrity, responsibility, and compassion.

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How Can We Help You Today?

Discover an array of products for all your insurance needs.

Business Insurance
Your business is your passion and our passion is protecting your business. Our assessment focuses on protecting you from risks, both evident and unseen. We can help you to make smart decisions when it comes to your Property, General Liability, Workers Compensation and more.
Bonding
Our team can partner with you to develop a strategy to meet your short and long-term objectives with your contract bond program. Strong relationships are the foundation of a successful contractor surety program.
Personal Insurance
Your individual insurance needs are unique and our team can tailor a personal insurance program for all your needs. We can help you to make smart decisions when it comes to your Auto, Home, Umbrella and more.
Farm & Equine Insurance
Our team offers a wealth of knowledge and experience to help protect your passion, employing a full range of insurance solutions for the equestrian community. We know the horse world, and we are dedicated to helping you protect your Farm, Horses and Equine Programs. Learn More
Life
Life is unpredictable. While you can’t control the future, you can take steps to protect your family financially and safeguard the good things that you’ve created in your life with proper life insurance planning. Our team can assist with both personal and business life insurance needs including succession planning and key person.
Investment
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Helpful Content

Curated articles, videos, and more for a more financially savvy you.

About Us

At Harbin Insurance, your policy comes with something extra - Real People - local insurance professionals who understand YOU and YOUR insurance needs. We believe our personal service is the most important value we offer.

You have many choices when it comes to your insurance needs. As an independent insurance agency, we can seek out the best companies that offer the right coverage at the right price, for your individual insurance needs.

We work hard to build a trusted relationship with our customers, making you feel comfortable and confident in our ability to assist you with your insurance decisions. We will help you manage and plan for potential risks.

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“Michael Harbin and the entire team at The Harbin Agency have been wonderful to work with. Michael took the time to earn our business, and the professional relationship has flourished over the years. My team consistenly seeks his and his firm’s expertise and advice in all areas of insurance and bonding. You won’t be disappointed starting a relationship with this group of professionals.”

- Danielle Spriggle

“The best service you will ever receive! As a business owner, I have a special set of needs from an insurance/investments standpoint, and Harbin is hands down the best at what they do. It's run by a fine Christian family that I trust and I know that they're always looking out for my best interests.”

– Ben Eidson

“Great people to do business with. People who really care. We thank you.”

– Linda Barry

“Best Insurance agency I have ever experienced in 32 years. Highly recommended for professional service and support to our business.”

– Derrick Fowler

“Excellent agency for all lines. Great service and support, excellent and professional staff”

- Sharon Griffies

Should You Consider an Annuity for Retirement?

Annuities are a popular and well-established method of providing a secure retirement income. Here are our answers to a few of the most common questions asked by people who are considering this option.

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Car Insurance: Understanding Your Coverage Options

Here, we discuss the basics of car insurance coverage, including what’s required by law, what coverage you may want to consider, and the importance of understanding deductibles.

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What to Ask When Getting an Insurance Quote

Obtaining an insurance quote is something that everyone will likely have to do. But do you know what to ask for yours?

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Real Talk About Insuring Your Kid’s First Car

Learn real-life realities and strategies for insuring your kid’s first car without breaking the bank.

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