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    About Us

    As an independent insurance agency, our goal is to assist you in
    all your insurance needs. We will help you manage and plan for all
    your potential risks. As professionals, we assess your needs and
    offer you a variety of insurance products to choose from. You
    have many choices when it comes to your insurance needs. At
    The Harbin Agency, your policy comes with something extra…Real

    Local Insurance Professionals who understand YOU and YOUR
    insurance needs. Service, whether it is in response to an
    insurance claim or general question, is the most important value
    we offer you.

    We work hard to build a trusted relationship with our customers.
    We strive to make you feel both comfortable with and confident in
    our abilities by acting as your consultant. We are an organization
    dedicated to our customers. We seek out the best companies that
    offer the appropriate coverages at a fair price.

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    Arthur “Bill” W. Harris, Jr., CIC

    Bill is a native of La Grange, GA. After graduation from Mercer University in 1981, Bill served overseas as a Marine Corps infantry officer. He began his insurance career with Safeco Insurance Companies in 1986, and joined The Harbin Agency in 1990. Bill earned his Certified Insurance Counselor designation in 1998. Bill provides a wide range of insurance services, including specialties in Contracting, Equine Farms and Animal Mortality. Bill and Alice Harris live near Fayetteville with their three daughters, and are members of Covenant Presbyterian Church.


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    Austin Watts, CLCS

    Born and raised on the south side of Atlanta, in Fayetteville, GA, Austin Watts graduated from Georgia Southern University with a BS in Sport Management in 2011. He was a walk-on for the football team and was a Varsity Letterman for three years. He finished his time in Statesboro with over 2000 hours of volunteer experience in both the sport and nonprofit world. After a brief stint in the sport industry Austin fell in love with a family-owned chicken restaurant, Chick-fil-A, and worked there for six years. As of 2017 he has gone from chicken salesmen to insurance advisor.

    Austin runs, bikes, and swims in Newnan, GA. He is also active in his church -Peachtree City Church of Christ. He enjoys reading, spending time on the water and internationally traveling for mission trips.


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    Brad P. Brezina, CIC

    Brad joined The Harbin Agency in early 2009 after successfully obtaining both his Property & Casualty and Life & Health licenses. He successfully obtained the distinguished CIC (Certified Insurance Counselor) designation in 2012. Brad is attentive and responsive to his clients as evidenced by his background in commercial real estate development, after graduating in 2006 from Georgia Institute of Technology with a degree in Business Management. As Tech fans will remember, he was a 4-year football scholarship recipient. He and his wife Patty live in Newnan with their two children.


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    Caroline Weaver

    Prior to joining the Harbin Agency, Caroline Weaver operated her own business, Grace & Glory Equestrian, while pursuing her Bachelor’s degree in Marketing and Organizational Leadership at the University of West Georgia. Caroline brings a broad range of experience and industry expertise to our equine team. From a young age, she has been involved with horses, developing from riding to competing, training, coaching, and horse sales. By the age of 18, she qualified and competed in the National Championships in Three-Day Eventing, making strides of great success at competitions along the way.

    It is a natural fit for Caroline to combine her passion for the equestrian industry and business background to serve her clients with integrity and excellence at The Harbin Agency. She knows the horse world, and she is dedicated to protecting your part of it.

    If she isn’t riding or meeting with a client, you can expect to find her volunteering, reading, or doing anything outdoors. She stays very involved with Summit Church in Newnan, Georgia, serving on their hospitality team and hosting small groups on weekly basis. As an outdoor enthusiast, she enjoys hiking, rock climbing, camping, waterskiing, and fitness activities.

    Caroline Weaver

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    Harold R. Gunnin, CIC

    Harold is a native of East Point and graduated from Headland High School in East Point, GA. He is a 1967 graduate of Oglethorpe College with a Bachelor of Arts degree in Business Administration. Harold earned his Certified Insurance Counselor designation in 1981. As an insurance agent with The Harbin Agency since 1996, Harold provides a variety of services to Personal Lines and Commercial Lines customers in the metro-Atlanta area and beyond. Harold also specializes in the insurance needs of Religious Organizations. He and his wife Jeanie live in Fayetteville and attend Christ Church at Whitewater.


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    Maurice “Marty” H. Harbin, CIC

    Marty is a native of Atlanta and Owner/President of The Harbin Agency, Inc. He is a graduate of Woodward Academy and a 1977 graduate of Georgia State University. Marty began his insurance career with The Harbin Agency in 1977, and earned his Certified Insurance Counselor designation in 1993. As an insurance agent, Marty provides Personal and Commercial insurance services to customers throughout metro Atlanta. As a Registered Representative with Woodbury Financial Services, Inc., Marty provides a full range of retirement and investment services. Marty and Debbie Harbin are the parents of six children and live in Tyrone. They are members of Fayetteville First Baptist Church, where Marty serves as a Deacon and Sunday School teacher.


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    Michael B. Harbin, CIC

    Michael Harbin represents the 3rd generation of the Harbin family to enter the family business. His ambition and strong work ethic, instilled early in life, propelled him to become one of the youngest to receive his P&C and Life Insurance License right out of high school. He immediately began working in the agency while in college. Attending local Atlanta Christian College provided the flexibility to pursue a Bachelor of Science in Business Administration while also learning the insurance business. At the same time he was earning his BBA, Michael also completed each of the five modules required to earn the distinguished Certified Insurance Counselor (CIC) designation at 21, which was one of the youngest ever to earn this designation. Several years later, Michael earned his Certified Work Comp Advisor (CWCA) designation. 

    Michael is passionate about partnering with a wide range of small to mid-sized, growth-oriented companies with an emphasis in Construction clientele. Aside from his primary role as a Risk Advisor for his clients, Michael is also the agency’s Sales Manager promoting consecutive years of double digit agency growth. Michael was recognized in 2013 and 2015 by Keystone Insurers Group as their Top Producer for the state of Georgia. 

    Michael married his wife, Caylor, in 2009 and they have two girls, Grace and Sophie. Their family are active members of Fayetteville First Baptist Church where Michael serves as a Deacon and Sunday School teacher. Additionally, Michael serves on the board for several community non-profit organizations and contractor associations. Michael enjoys golf, hunting, fishing, and is an Ironman triathlete.  


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    The Harbin Agency, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. The Harbin Agency, Inc. complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities. This policy applies to all terms and conditions of employment, including, but not limited to, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training.

    The Harbin Agency, Inc. expressly prohibits any form of unlawful employee harassment based on race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, genetic information, disability, or veteran status. Improper interference with the ability of Harbin Agency, Inc. employees to perform their expected job duties is absolutely not tolerated.

    To submit your resume, please email your information to antoinetter@harbinagency.com or fax it to the attention of Human
    Resources at 770-461-3359.

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    The Harbin Agency, Inc. was founded by Maurice H. Harbin in 1963 as Harbin Realty and Mortgage, Inc. From our beginning in East Point, Georgia, we now enjoy the privilege of serving several thousand clients throughout Atlanta and north Georgia. We have earned our reputation for professionalism due to the special attention we give to specific needs and requirements of each of our clients.

    We are a professional organization dedicated to providing the best insurance services available to our clients at the most reasonable costs. We offer Property and Casualty Insurance for individuals and businesses, as well as life insurance, group benefits, and investment services. Our business is built upon our personal service to our customers. Likewise, our insurance companies recognize that we do more than just sell insurance. This reputation has distinguished our agency as a top performer with both our clients and our companies.

    The Harbin Agency is a team of proven professionals who are caring and conscientious people–the kind of people you can depend on. Our Commitments to you are:

    • To be honest and fair in all our dealings
    • To be interested in you and your problems
    • To treat your needs as if they were our own

    We are committed to a high standard of excellence in all that we do, and our goal is to establish a firm relationship of mutual trust and service with each of our clients.

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    Keystone Insurers Group


    You depend on us, as your insurance advisor, to protect you and your business. But what you may not realize is that our services are backed by a powerful partner, Keystone Insurers Group. Keystone Insurers Group has provided an opportunity for highly successful agencies all across the nation to join forces and become part of one larger elite network with greater resources, more bargaining power and significantly more clout in the insurance world. In 2013, The Harbin Agency qualified to become a member of Keystone. The selection process was thorough and difficult. We are honored to be a part of something so exclusive and so influential.

    Becoming a member of Keystone now makes us part of the 3rd largest privately-owned agency in the country with more than 260 other partner agencies located in 9 states (and growing). As a member of Keystone, our premium volume has effectively jumped to $2.2 billion, and we now have access to more than 200 companies. Keystone employs over 70 insurance professionals dedicated to serving the partner agencies and their clients.
    Being part of the Keystone network allows us to acquire the many benefits and resources of a larger agency. Yet, we are still able to remain completely independent and to continue giving the personal service and expertise you have come to expect from our team.

    You need an insurance plan that embraces all of the things that make your business unique. As a Keystone partner, we have access to products, services, and programs you might not expect from an independent agent. Here is a brief summary of the solutions we offer.

    • Specialty Programs – Provides custom commercial insurance programs for businesses that have significant coverage and risk management challenges.
    • Risk Management – Identifies, evaluates, and manages the loss exposures common to large commercial ventures. Keystone can strengthen your existing risk management team, or act as a leased risk management department.
    • Risk Solutions – Provides markets for businesses with multi-state, national, and international risks. This division allows agents to meet the needs of commercial clients requiring greater expertise or carrier involvement, and provides captives when needed.
    • Claims Management – Maintains relationships with high-level insurance company claims executives, providing dedicated assistance when claims occur.

    When you see the Keystone logo next to ours, know that you have a powerful team of experts looking out for your business. Learn more about the Keystone Insurers Group.

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    Street Address

    215 Greencastle Road
    Tyrone, GA 30290


    Tel: (770) 461-4315
    Fax: (770) 461-3359

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    Our Mission

    To glorify God by the proactive stewardship of our clients’ needs, serving with integrity, responsibility and compassion.

    Our dedicated team of professionals offers peace of mind through comprehensive assessments of the financial risks, lifestyles and goals of our clients.

    In partnership with our clients and our companies, we design plans uniquely suited for the families and businesses we serve.

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    Client Resources

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    Claim Reporting

    If you have a claim to report, you can take advantage of the insurance carriers’ 24/7 Claim Support Service to report a claim directly to the insurance company claim department. By reporting your loss directly to the insurance company, they can begin to handle all aspects of your claim and get you the help you need when it matters most.

    If you have questions or concerns regarding a new or in progress claim, please call our office at 770-461-4315 to speak with your account manager. If you have an emergency and need to speak with someone outside of normal office hours, please press “9″ to be connected with an afterhours attendant.

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    Make Payment

    V-check Credit Card

    General Make Payment tab: We accept payments to our agency via electronic “virtual check” (V-Check) or Credit card.

    V-Check tab: V-Check payments are processed using SSL encryption technology, so you can be confident that your personal information is safe. You provide no more information than if you had mailed your check. And V-Check will save you the time and expense of sending checks overnight or via regular mail.
    When you click the link below, you will be taken to a simple form where you will enter your checking account information. You then electronically authorize The Harbin Agency to produce a check and deposit it, just as if it had been mailed to our office. You will receive an email confirming the transaction. The check that we created and deposited will be received with your normal bank statements, just like any other cancelled check.
    If you prefer, you can call us during normal business hours to provide your check information, and we will gladly input it for you.

    Credit Card tab: We accept payments via Master Card, Visa and Discover using SSL encryption technology, so you can be confident that your personal information is safe. When you click the link below, you will be taken to a simple form where you will enter your credit card information. You then electronically authorize The Harbin Agency to charge your credit card. You will receive an email confirming the transaction. The charge that is created will be listed with your other credit card activity on your monthly statement. There is an additional fee of 3%, with a $4.95 minimum fee, charged for this service that added to your premium payment and is paid directly to the company servicing the transactions. It is not paid to The Harbin Agency.
    If you prefer, you can call us during normal business hours to provide your card information, and we will gladly input it for you.

    V-check Credit Card
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    Contact Form

    To message us, please use the form below. We will get back to you as soon as possible.

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    Contact Information

    The Harbin team is available to answer any questions or concerns you may have. Our normal office hours are Monday through Friday, 8:30am to 4:30pm. However, we realize that problems often arise after hours so we have an agent available 24/7 to assist with emergencies. To contact your advisor directly, please reference their profile for direct contact information.


    Contact Info

    Tel: (770) 461-4315
    Fax: (770) 461-3359


    215 Greencastle Road
    Tyrone, GA 30290

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    Feedback Form

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    Privacy Statement

    At The Harbin Agency, we are committed to protecting your privacy as a visitor to this Web site and as our customer. To our visitors and to our customers, we offer this pledge:

    The Harbin Agency is the owner of the information, which is collected on this Web site. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

    Information Collection

    We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this Web site. When you enroll for an insurance policy at The Harbin Agency, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of The Harbin Agency so we can provide you with policyholder service. The employees of The Harbin Agency are each required to sign and acknowledge a Confidentiality And Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information.

    When you purchase an insurance policy from The Harbin Agency, you will pay the premiums with your credit card or personal check. If you pay the premium using your personal check, we will keep a copy of your check in your file. If you use a credit card to pay the premium, a copy of the credit card information sheet will be kept in your file. A transaction number will be provided to you on your Binder Of Insurance. You may use this transaction number as a reference to the credit card purchase.

    When you send us e-mail from this Web site, you will provide us with certain personally identifiable information including your e-mail address.


    A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this Web site. We may utilize a short-lived form of cookie when you visit this site. At The Harbin Agency, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. We may use cookie technology during a session as a tool to carry forward your input information during the enrollment process. This enables the visitor to input their information once and have the information appear later during the enrollment process. No personally identifiable information is stored on the cookie. The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our Web site for more than 20 minutes. Should a previous visitor to our Web site return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

    Third Party Links

    This Web site may contain links to third party Web sites that are not controlled by The Harbin Agency. These third party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that The Harbin Agency is not responsible for the content of third party Web sites linked to The Harbin Agency nor are we responsible for the privacy policy or practices of third party Web sites linked to The Harbin Agency. Our Privacy Policy only applies to information we collect from you while you are at and while you are actively in a session with The Harbin Agency. If you should link to a third party Web site from The Harbin Aegncy, we strongly encourage you to review and become familiar with that Web site’s privacy policy.

    Changes In Our Privacy Policy

    We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes.

    If you have any questions about our privacy policy, please feel free to contact us at: info@harbinagency.com

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    Referral Form

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    Property & Casualty Links:

    The Council on Alcohol and Drugs – contact us for discounted membership

    Insurance Information Institute

    Occupational Safety & Health Administration (OSHA)

    AM Best News & Analysis


    Employee Benefits & Human Resources Links:

    DOL Employee Benefits Security Administration

    HealthCare Reform

    Medicare official website

    Search Engine for Federal Forms

    US Department of Health and Human Services

    US Department of Labor

    Georgia Department of Insurance

    HR Resource News

    Society For Human Resource Management

    National Institute of Health (NIH)

    National Safety Council

    The American Society of Safety Engineers

    Free Tool Box Talks

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    Services & Solutions

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    Business & Risk Management

    Business is unpredictable.

    Buying business insurance shouldn’t be.

    By most accounts, the goal of doing business is maximizing profits, while minimizing costs. This means making strategic plans that account for expected costs and delineate actionable plans that shrewdly reinvest the profits. Keeping costs to an acceptable level entails finding affordable, comprehensive business insurance that can reduce the cost of unexpected losses, like natural disasters, lawsuits, employee injuries, and more.

    But, how much business insurance is too much?

    How much is too little?

    State regulations will determine basic insurance requirements. Among the commonly required policies are workers compensation, unemployment, and disability insurance. But these may not be enough. Business insurance packages can include any of the following coverages:

    • Business Owners Policies (BOP)
    • Worker’s Compensation
    • General Liability
    • Errors & Omissions
    • Commercial Auto
    • Commercial Property/li>
    • Group Benefits
    • Professional Liability

    At Harbin, we understand the importance of having affordable, comprehensive business coverage in place – no matter how big or small the business may be. We can identify the required state policies and suggest more comprehensive and affordable business insurance solutions. It is our goal to learn about your concerns, risks, and the challenges you face and design an insurance program tailored to your needs. We have a tool box full of resources to accomplish this objective including a team of experienced insurance professionals, and dozens of A rated carriers, industry partnerships, and more. Please contact us to schedule a consultation.

    Our clients include a wide variety of industries such as:

    • Contractors
    • Dealerships
    • Distributors
    • Service
    • Churches
    • Retail
    • Manufacturing
    • Wholesalers
    • Hospitality
    • Professional Services
    • Non Profits
    • And More…
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    Group Benefits

    At Harbin, we pride ourselves in the ability to be more than just your average insurance agents — we strive to be the insurance leaders you depend on to protect all aspects of your life and business; including areas of coverage as specialized as group insurance. Through our partnership with Keystone, we have access to a wide range of benefit solutions.

    We are happy to provide custom, quality Employee and Group Benefits for hardworking employees! Offering benefits to your employees will attract a higher caliber of worker and enable your company to inevitably be more successful and more profitable. When a high-quality applicant looks for employment, two of the most important factors they consider are salary and benefits. At Keystone Insurers Group, we strive to help you retain stronger employees by arming you with an incredibly affordable and attractive employee benefits package.

    Group insurance packages may include, but certainly are not limited to:

    • Health insurance
    • Life insurance
    • Ancillary products
    • Disability
    • Dental
    • And voluntary benefits

    At Harbin we take the time to get to know you and your business, allowing us the opportunity to access risks and determine the most effective benefits package for yourself or your employees. We know that every business, business owner and employee is unique — which is exactly why your Employee and Group Benefits

    No matter what size and type of business you are running – Harbin can help you increase the appeal of your business and recruit a higher level of employee by offering your team a full range of comprehensive benefits. We work with you to tailor a specific program that meets all of your coverage needs.

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    Life & Investments

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    You don’t need an insurance policy. You need a personal insurance agent.

    Why? An agent will take the time to learn your personal needs and identify risks. We want to make sure that your insurance actually protects you. Harbin is an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need.

    Whether you need to protect your car and home, want insurance for the possessions in your apartment, or need a general umbrella policy for peace of mind, our agents will provide you with outstanding service and the policies you need. We pride ourselves on finding affordable  personal insurance policies that protect your most important assets. We want to ensure that your insurance policies provide protection for your biggest concerns.

    Our goal is to protect our  clients against all of life’s unexpected twists and turns.

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    Request a Consultation

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    Surety Bonds

    A Surety Bond is a written promise that an insurance company will protect your assets and back up the promises made by someone else. Harbin will work with you to find the solution you need for commercial banks, savings and loans, insurance companies, finance and loan companies, and credit unions.

    The Bonding Division’s specialties include:                                   

    • Standard and Non-Standard Construction Bonds
    • Commercial Bonds
    • Small Business Administration
    • Supply Bonds

    The Bonding Division consists of expert professionals that have unmatched training and experience, and possess the most thorough understanding of contractors’ financial statements.

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    The Facts of LIFE

    Life is unpredictable—Life Happens. And while you can’t control the future, you can take steps to protect your family financially and safeguard the good things that you’ve created in your life with proper life insurance planning.


    • People cite “replacing income” as the top reason for owning life insurance.
    • 4 in 10 households with children under age 18 say they would immediately have trouble meeting everyday living expenses if a primary wage-earner died today.
    • 43% of women have no life insurance at all.
    • One-third of people haven’t bought life insurance because they’re either unsure of how much or what type to buy.

    Sound familiar? Maybe it’s time for a life insurance check-up. Our life insurance professionals can help you determine your needs and create a plan to protect your family today…and in the future.

    Please contact us at 770-305-2105 or by email to cathym@harbinagency.com.

    (Sources: LIMRA/LIFE Insurance Barometer, 2011; LIMRA 2010; 2011 LIMRA report “Person-Level Trends in U.S. Life Insurance Ownership)

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    Travel Medical Insurance

    Traveling abroad is supposed to be an exciting adventure. The last thing you want is to have your adventure disrupted because you or a family member became ill or injured while traveling.
    What would you do if you were in an unfamiliar place and needed to see a doctor?

    Travel Medical Insurance can provide the peace of mind you need to enjoy your trip without those worries!

    There are a variety of plans and benefits available, whether you are taking a brief vacation or planning an extended stay. There are even special plans for exchange students, business travelers, and missionaries.

    Click here to obtain a free, no-obligation quote.
    Questions? Contact us at 770-305-2105 or by email to cathym@harbinagency.com.

    Apply Now