Insurance | The Harbin Agency

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

The Other Sure Thing

A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.

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If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

What is a Deductible?

Do you know what a Deductible is?

Combine Your Policies and Save

Some things just make perfect sense in pairs.

Life Insurance for Young Adults

Getting life insurance before 40 is more common than you think—and it can be a smart choice for many people.

Is Term Life Insurance for You?

Term insurance is the simplest form of life insurance. Here's how it works.

Should You Consider an Annuity for Retirement?

Annuities are a popular and well-established method of providing a secure retirement income. Here are our answers to a few of the most common questions asked by people who are considering this option.

Will It Pay to Buy Travel Insurance This Summer?

While protection is never a bad thing, you want to make sure the value of the coverage outweighs the added cost.

What is an Appraisal?

Do you know what an Appraisal is?

What is Risk?

Do you know what Risk is?

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The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

Stay Safe with a Business Owner's Policy

Learn the advantages of Business Owner's Policies with this highly educational and fun animated video.

Dog Bites and Homeowners Insurance

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

Extended Care: A Patchwork of Possibilities

What is your plan for health care during retirement?

Accidents

Accidents happen to everyone. We're here to help.

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Articles

Understanding Extended Care

Understanding the types of extended care services—and what those services could cost—may be critical.

Totaled: The Cost of Cars and Your Limits

More cars than ever are now totaled after an accident. Here's what that means for your coverage. And your loan.

10 Most Common and Costly Small Business Claims

Here are the 10 most common claims against small businesses. Are you covered?

What is an Appraisal?

Do you know what an Appraisal is?

Prescription Drug Benefits Under Medicare (Part D)

Do you need to enroll in Medicare Part D? Read this article to learn more about whether you need this coverage

What is a Policy?

Do you know what a Policy is?

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Videos

The Other Sure Thing

A new LIMRA study shows that 40% of Americans believe the death of a primary wage earner would cause financial challenges.

Your DNA Test

A Detailed Needs Analysis (DNA) can be a simple way to care for loved ones, no matter what the future may hold.

If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

Combine Your Policies and Save

Some things just make perfect sense in pairs.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

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